Shop Insurance

As a shop owner, you will understand just how important it is to have the right insurance cover. Not only do you need basics such as public and employers’ liability insurance, you will also want to make certain that your policy offers your business protection against unforeseen and potentially hugely damaging events.

J Willey & Co’s professional underwriting team can take the hassle out of finding the right shop insurance policy, assessing your specific requirements and putting together an appropriate combination of cover for business interruption, stock, goods in transit, fixtures & fittings, cash on the premises and product liability. Contact us today for a competitive quote.

Tradesman Insurance

If you are a contractor or self-employed tradesman who supplies services to the public or commercial clients, the right insurance policy is an essential. You will need public liability insurance to work in people’s homes or business premises, if you have staff or use temporary labour you will require employers’ liability insurance. Cover for your tools and equipment can also be included.

J Willey & Co’s professional underwriting team have more than 40 years’ experience of arranging cover for small businesses and will make the task of finding good tradesman insurance as simple as possible. Our specialists will assess your specific requirements, tailor a single policy that meets those needs and then find the best possible price for you.

Fleet Insurance

Organising cost-effective fleet insurance is a complex job that requires specialist expertise. The J Willey & Co team have developed that expertise over years of helping to find the right fleet insurance cover for businesses of all sizes, whether they have cars, vans, taxis, HGVs, coaches or a mixture of vehicles.

We understand how important it is to your business to find cover that provides the protection you need at a value for money price, and will assess your specific requirements before identifying suitable reliable cover from a leading reputable insurer. Contact us today for a competitive quote.

Takeaways Insurance

From accidental fires and workplace injuries to malicious damage and burglaries, a takeaway insurance policy needs to be multifaceted. J Willey & Co’s business team understand the risks faced by takeaways and have experience of tailoring insurance cover to protect businesses and owners from financial loss.

We can combine employers’ liability and public liability insurance with cover for buildings, contents and equipment into a single policy that will give your takeaway the protection you need against claims from customers, employees and members of the public, and damage to the business’s property. Contact us today for a competitive takeaway insurance quote.

Public Liability Insurance

A good public liability insurance policy will protect your business against accidental injury and property damage claims made by members of the public, your customers or people you visit. In the event of your business activities resulting in an accident that leads to someone being injured or their property damaged, you could face the prospect of a compensation claim and substantial associated legal costs.

Having the right public liability cover in place means it would be the insurer’s responsibility to settle the claim and pay the legal fees, meaning a difficult situation does not become a financial disaster for your business. As well as giving you peace of mind this type of insurance may benefit you in a practical way, as some customers will require you to have it before awarding you a contract. J Willey & Co can find great deals on public liability cover for businesses of all sizes - contact us for a quote.

Employers' Liability Insurance

If your business employs permanent or temporary staff or uses contract workers, it must have an employers’ liability insurance policy. This form of cover provides protection against claims from workers who are injured while doing their jobs or develop a work-related illness, meaning the insurer would fund any payout rather than your company. As claims can be worth millions, having an appropriate policy can prevent you from being forced out of business.

J Willey & Co will make sure that obtaining the right level of cover is as quick, simple and inexpensive as possible. Whether you employ a single part-time member of staff or have a large and varied workforce, our professional underwriting team can tailor your policy to meet those requirements and find you a competitive premium from a reputable insurer.

Commercial Landlord Insurance

J Willey & Co have worked with landlords for more than 40 years to find them the most appropriate insurance products for their property, whether you have one property or a portfolio. We have relationships with a panel of leading insurers and access to a wide range of commercial landlord insurance deals on the market, meaning we can save you money while making certain you have a suitable level of protection.

Whether you only need buildings and public owners liability cover, or also want cover for loss of rental income and legal expenses, we can help. Get in touch to discuss your specific requirements with one of our experts and let us find you the right policy at the right price.

Hair & Beauty Salon Insurance

Like any business, hairdressers and beauticians need insurance cover - not just to meet basic legal requirements, but also to provide protection against all sorts of unforeseen events. In addition to your public and employers’ liability insurance, we can offer cover for buildings, fixtures & fittings, the cost of replacing expensive equipment and treatment risks related to using peroxides & dyes.

J Willey & Co’s business specialists can make the task of organising the right cover simple, by assessing your specific requirements and tailoring a single policy that meets all of those needs. We’ll also ensure that the policy is great value for money by using our relationships with leading insurers to secure the best possible deal for you.

Cafe & Restaurant Insurance

All hospitality businesses that deal directly with the public on their own premises need insurance that covers them against a wide range of risks and also meets legal requirements. As well as standard public and employers’ liability insurance, you may also need cover for buildings, fixtures & fittings, replacing equipment and legal costs arising from claims from customers.

J Willey & Co have vast experience of arranging cafe and restaurant insurance policies tailored to match the needs of the individual establishment. We will not only carefully assess all your business’s needs and put together a suitable single policy that covers them all, we can also find you the most competitive premiums from reputable insurers.

Pub Insurance

The J Willey & Co team have extensive experience of the hospitality industry and can help you to find the right pub insurance policy. We understand the risks and liabilities that pub landlords and licensees face, and can tailor insurance cover to provide the level of protection required in a single straightforward policy.

In addition to the cover needed to meet legal requirements and licensing authority stipulations, we can add cover for buildings, fixtures & fittings, replacing equipment, legal expenses and loss of income from temporary closures resulting from accidental damage, flooding or fire to your policy. Our relationships with leading insurers also give us access to deals not available when applying direct, so you could save money as well as time by using our simple insurance service.

Motor Trade Insurance

Motor traders have very specific insurance requirements and can benefit greatly from using a specialist to arrange a tailored policy. J Willey & Co’s professional underwriting team have years of experience of organising motor trade insurance, working with businesses to assess their requirements and tailoring cover into a single straightforward policy that meets those needs.

Whether your is operated from home, or specialises in prestige marques or is a main dealership, we can help you with your insurance needs. Our long-standing relationships with many of the UK’s leading insurers means that we not only have access to the right cover, we can also find it at the right price for you.

Professional Indemnity Insurance

The right professional indemnity insurance policy can prevent a mistake from becoming a financial disaster for your business. In the event that your company’s negligence (perhaps in the form of bad advice, a design error) results in a customer suffering a financial loss, good professional indemnity cover will mean it is the insurer that settles the claim and funds legal costs rather than you.

Whether your business is a sole trader, partnership or limited company, J Willey & Co can arrange the right level of cover for an affordable price. We also have access to a number of industry-specific policies designed to meet the needs of professions such as accountants and surveyors - contact us for details.

Manufacturing Insurance

Manufacturers face a wide set of risks that require specialist insurance cover in order to protect against potentially serious financial damage to the business. In addition to the standard public liability and employers’ liability cover, you may also require buildings and contents insurance (with sufficient cover for both stock and raw materials), business continuity cover and a policy that protects the company against damage to vital production machinery.

J Willey & Co’s professional underwriting team can help to simplify the job of ensuring your business has all the cover it needs. Our experts will assess your specific needs, tailor a manufacturing insurance policy to meet those requirements and find the best available premium for you.

Warehousing / Wholesaler Insurance

If you run a warehousing or wholesale operation, you will need specialist business insurance that provides cover for the full range of risks you face. Alongside public liability and employers’ liability insurance, you may also need cover for buildings and contents (with the right level of cover for both items your company owns and goods you are handling for customers), vehicles, machinery and goods in transit.

Standard business insurance policies are unlikely to be suitable, but J Willey & Co’s underwriting team can find you the cover your company needs. Our specialists will evaluate your risks and tailor a single policy that meets all of your requirements, all for a value for money price.